Flexible term deposit software for banks
Offer clients customizable term deposit plans with fixed or tiered interest rates and daily accrued interest allocation. Our platform enables the creation, extension and expiration of term deposits with ease. It streamlines the payment processes, enhances client engagement and ensures regulatory compliance - helping banks deliver smarter, more flexible savings solutions.

Smart and compliant savings operations.
Flexible rates, automated interest transfers and built-in compliance tools for seamless and efficient management.
Enable flexible term deposits with customizable interest rates and automate interest transfers for seamless account management.
Support fixed or tiered interest rates with flexible terms to meet client needs and effortless set up and mature term deposits.
Seamlessly transfer accrued interest to linked current or savings accounts.
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Akkuro composable banking
Akkuro’s composable platform is designed for financial institutions to scale, innovate and provide seamless customer experiences while ensuring flexibility and adaptability across operations.


Rapid and agile implementation
Akkuro’s implementation approach accelerates deployment with iterative cycles, enabling rapid integration, goal-driven execution and full collaboration to create tailored, scalable banking solutions.


Future-proof technology architecture
With cloud-agnostic architecture and seamless integration capabilities, Akkuro ensures scalability, security and adaptability, enabling financial institutions to future-proof their operations and evolve alongside market demands.


API-First approach
Akkuro’s platform integrates effortlessly with core banking systems, fintech ecosystems and third-party services, offering an API-first architecture that ensures seamless connectivity for optimal performance.


Automation and innovation-driven architecture
Akkuro’s automation-first platform minimizes manual effort with intelligent workflows and low-code/no-code tools, enabling financial institutions to innovate and enhance customer experiences.


Security, compliance and trust
Akkuro ensures end-to-end security with zero-trust principles and supports regulatory compliance across various regions and financial regulations, including AML, PSD2 and GDPR, for trusted operations.

Term and saving deposits as commodity
Nationale-Nederlanden Bank, Achmea bank and ABN AMRO bank sought a solution to quickly launch new products.
With Akkuro Savings both Nationale-Nederlanden Bank and Achmea bank were able to quickly launch savings deposits next to online savings products, fully integrated in both processing and application. In addition, ABN AMRO Bank chose to introduce term deposits in multiple currencies with Akkuro Savings.
The introductions and migrations resulted in improved operational efficiency and seamless system integration, enabling a future-proof, fast, market-compliant, and scalable system. It also allowed both ABN AMRO and Achmea to phase out their mainframe environment, paving the way for a more efficient and modern infrastructure.

Term and saving deposits as commodity



Strong relationships build strong businesses



















Smarter term deposits, built for banks.
Curious about how Akkuro simplifies savings operations with flexible rates, automation, and compliance built in?
Get in touch