Akkuro powers Kamuno’s mission to set a new benchmark for SME lending in Switzerland

Kamuno, a Swiss fintech initiative backed by Urner Kantonalbank (UKB), is simplifying access to finance for small and medium-sized enterprises (SMEs) through a fully digital lending platform built with Akkuro’s modular technology.

A new era of SME lending: composable, digital, instant

Kamuno was established to tackle a persistent pain point in Swiss banking: giving SMEs easier, faster access to credit without the friction, paperwork, or long lead times that typically stand in the way.

With Akkuro’s composable lending stack as part of its core offering, Kamuno has launched a fully digital platform that allows SMEs to apply for financing online, receive an initial assessment within minutes, and complete the process entirely remotely, including digital contract signing.

 “Kamuno’s mission to simplify SME financing perfectly reflects the power of composable banking,” said Jamie Burink, Managing Director at Akkuro Lending. “We’re proud to be at the heart of Kamuno’s modern lending journey, helping them launch fast, scale flexibly, and deliver a user experience that truly puts the SME customer first.”

Setting the new standard for SME lending in Switzerland

SMEs are the backbone of the Swiss economy, yet many remain underserved by traditional banking models. Kamuno’s platform addresses this gap by offering a truly digital alternative: frictionless, transparent, and fast.

“From day one, our goal was simple: radically reduce the complexity of SME financing,” said Regis Lehmann, CEO of Kamuno. “Akkuro’s composable platform formed a key aspect of our technology landscape which allowed us to move quickly from idea to launch — without compromising on regulatory control, security, or flexibility.”

Laying the Groundwork for Agentic Banking with Microsoft and Akkuro

As part of its innovation strategy, Kamuno is leveraging Akkuro’s bAIncs. The part being used is about the AI-powered Financial Spreading capability, developed in collaboration with Microsoft. This pilot marks more than just an operational upgrade; it’s a first step toward a new era of agentic banking, where intelligent systems can take initiative, anticipate client needs, and drive smarter decisions autonomously.