How SBR Nexus Empowers Entrepreneurs in the Financing Journey

How SBR Nexus Empowers Entrepreneurs in the Financing Journey

Giving businesspeople control over their own financing data

Empowering entrepreneurs to actively participate in their financing process

When business owners apply for financing or maintain a loan, they are asked to provide a wealth of information: annual accounts, income tax returns and in the case of real estate, details about rental conditions and property sustainability.

SBR Nexus observed that in practice, the collection and submission of this information was handled almost entirely by intermediaries such as accountants and appraisers, with the businessperson themselves barely involved, even though the data concerned their own enterprise.

This insight led SBR Nexus to seek a partner to help build a platform that would place business owners back at the center of their financing journey.

The platform has delivered measurable benefits across the ecosystem

For business owners

More control, convenience and the ability to submit standardized information directly.

For banks

Higher-quality, verified data, enabling better risk assessment, more efficient processing and improved client insights.

For the market

Standard formats - such as the new rental information template - ensure consistency and efficiency even when clients have relationships with multiple banks.

"Our goal is to create a single point where entrepreneurs can easily manage all the information they share with third parties. The portal we now have is a foundation to innovate further, for example, by expanding its use as a login tool and adding more applications to create a true one-stop shop."

Gerard Huis in 't Veld

CTO at SBR Nexus

Connect with Gerard

A strategic partner

With creativity and flexibility

SBR Nexus partnered with Akkuro Lending to bring this vision to life: a secure, digital platform that allows banks and business owners to exchange information directly and efficiently, while keeping control in the hands of the business owner.

Collaborative design

Together, SBR Nexus and Akkuro Lending critically examined the initial concept of My Data, My Business, clarifying the exact problem it was meant to solve and refining the solution in close collaboration.

Agile development

The team worked iteratively, incorporating feedback from banks and end-users to ensure the platform fit seamlessly into the customer journey, integrating smoothly with existing bank websites for a cohesive user experience.

Financing journey

Seamless integration

The resulting platform - powered by Akkuro Lending - streamlined the entire process of supplying and verifying business data:

Direct involvement of business owners

Entrepreneurs can now actively manage and submit their own information, reducing back-and-forth between intermediaries and banks.

Trusted and verified data

Akkuro Lending worked closely with SBR Nexus to design robust identification mechanisms to ensure data integrity, overcoming significant technical challenges in digital identity verification.

Aligned with bank customer journeys

The platform integrates into banks’ existing digital channels, supporting the full lifecycle from initial contact through to becoming a client.

Delivering control, trust and efficiency

-More control for business owners over who can access their data

-Standardized and convenient data submission process

-Trusted, reliable data for banks, improving risk assessment

-Broader and more tailored services for business clients

Platform

Capabilities

Capabilities

Capabilities

Capabilities

Capabilities

Capabilities

Capabilities

Architected for the future

Segments

Explore

Technology for a lifetime of financial services

Technology

Continuously learning, adapting and evolving

How SBR Nexus Empowers Entrepreneurs in the Financing Journey

Empowering entrepreneurs to actively participate in their financing process