Fundion brings SMEs and institutional investors together on one lending platform
Enhancing access to financing for SMEs
For Dutch SMEs, obtaining financing has long been a challenging and complex process.
Fundion set out to change that by creating a bank without a balance sheet: a platform where SMEs can easily apply for loans and institutional investors can efficiently participate in funding them.
The goal was ambitious yet clear: make financing more accessible to SMEs while lowering the barrier for institutional investors to enter this vital market segment.

Collaborative spirit
To bring this vision to life, Fundion needed a technology partner capable of supporting a high-volume, automated and compliant loan platform. Akkuro Lending proved to be the ideal choice, due to its combination of expertise, flexibility and collaborative approach.
Robust and adaptable platform
Akkuro Lending provided a solid foundation to automate credit processes and manage loans efficiently, while still allowing tailored adjustments to match Fundion’s unique concept.
Deep engagement with the business
Akkuro’s team worked closely alongside Fundion employees, spending time on the ground to understand the business process thoroughly and translate it into an effective digital workflow.
"The team’s drive to make it a success, their willingness to think with us and their understanding of our business made it feel like one team, not just a customer-supplier relationship. That was definitely the key to success."


The partnership between Fundion and Akkuro has yielded several benefits
1. Faster and less error-prone processes
2. Increased data insight and operational control
3. An intuitive, client-centric application experience
Fundion has ambitious plans to further digitize and innovate its services. Potential enhancements include leveraging AI to deliver deeper insights. such as cost alerts, optimization advice and better transparency for institutional investors, ensuring that the platform continues to serve both SMEs and investors effectively.
"They literally sat at our desks to process requests. That energy and willingness to work as one team was crucial to the success of this project."

Working together with Akkuro Lending, Fundion implemented a platform that transformed how loans are originated, assessed and managed:
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